Your cards and balances are saved in this browser on this device only. No bank login, no account, no sync, no ads. Export JSON before you change phones.

Cyclepad

Balances, limits, utilization, statement closing dates and due dates for all your cards in one place, with countdowns. No bank login, last 4 digits only, calendar reminders, offline, free.

Cyclepad is a ledger you fill in yourself: balance, limit, closing day and due day for each card. It does not connect to any bank, never takes a full card number, and it is not a rewards optimizer or a budgeting app.